Nestled in the serene landscapes of Hopkinton, this quaint cottage represents a unique opportunity for those dreaming of a peaceful life with easy access to village amenities. Situated on a generous 1. 3-acre plot, this property offers privacy and space, making it a perfect canvas for gardeners or those seeking to immerse themselves in nature. A prime setting that combines the best of both worlds – tranquility and convenience. Within walking distance to the village of Hopkinton, residents will enjoy close proximity to a village store, restaurant, and community events. This two-bedroom, one-bathroom cottage, though in need of renovation, is brimming with character. Its compact and cozy layout is ideal for those looking to downsize, invest, or create their dream home from a blank slate. Sold "as is, " this property is a gem for handymen, DIY enthusiasts, or anyone with a vision to transform spaces. Whether you're looking to refurbish the existing structure or contemplating a more extensive renovation, the possibilities are endless. Hopkinton is renowned for its welcoming community, excellent schools, and outdoor recreation opportunities, making it an ideal place for just about everyone.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,920 | $239,920 | $239,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $572 | $572 | $572 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,637 | $1,595 | $2,023 |
Total Monthly Payment | $2,284 | $2,242 | $2,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.