Prime waterfront community condominium in Islander Point and in deed-restricted Punta Gorda Isles. This two-bedroom, two-bath second-floor condominium has been tastefully updated with beautiful flooring, neutral colors, stainless steel appliances, sliders leading from living room and primary bedroom to the oversized lanai overlooking the community pool, and complete with inside laundry. Roofs are new. Islander Point features a heated pool with clubhouse, weekly activities in a tropical setting and pet friendly. Coming in May, new dock that wraps the entire property and is available free to owners. Enjoy the shores of Charlotte Harbor with its spectacular sunset views, waterfront dining and 54 miles of deep-water canals that are maintained by PGI, nature-filled sanctuaries, incredible boating, sailing and fishing. Close to Fisherman’s Village shops and eatery. Fabulous downtown Punta Gorda has that old town and main street feel with its variety of restaurants and shopping. Right down the street is a course for the golfing enthusiast. Easy access to U. S. 41 and Interstate 75. Downtown has a Saturday farmer's market, wine walks, art fairs, boat tours, convenient to the Punta Gorda airport with 18 miles of bike and pedestrian trails connecting the city. The carefree Florida living everyone dreams of!
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,446 | $1,409 | $0 |
Total Monthly Payment | $1,775 | $1,738 | $329 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.