Boater's Dream! Here's the waterfront Pottsburg Creek opportunity that you have been looking for on a large lot off the St John's River with ocean access. Wired for surround sound in living room, outside patio with a security system that covers all doorways/motion sensor. The updated kitchen has lots of cabinetry for storage, stainless steel appliances, granite counters, and under/over mount lighting. All bathrooms have been remodeled! This immaculately updated house includes a 1 car garage, a covered boat house with electric, water, and a 16K lb boat lift currently housing a cabin cruiser boat but can handle a much larger boat. A floating dock with engineered decking for ease of loading your passengers and supplies for your boating trips. Only a short 10-minute boat ride to downtown with proposed major improvements. Downtown developments include the building of a Four Seasons Resort, major marina dock rebuilds, housing, restaurants, and hopefully a new NFL stadium. Tesla charging station currently installed, 45 year paint warranty on 24 gauge standing seam metal roof, boat parking, privacy fencing on both sides of the house but not on the water's edge. Dock is 450' walkway to 10' x 20' dock, 16k lb Deco boat lift, 8' x 16' floating dock, Weartech FRP decking, power and water, racks for kayaks, dock box, decorative color changing lights, matching metal roof with house. Kitchen remodeled with cabinets, granite counter tops, tile back splash. Appliances are black stainless steel, Refrigerator3/23, Microwave 1/24, Range/oven 4/20, Dishwasher 4/20. Water softener owned. Both bathrooms were remodeled in 2016 with new tub, glass shower doors, shower tiles, floors, walls, and toilets. House has replacement windows throughout, double hung, white vinyl, low E with screens. Only picture window is original. Electric retractable awning, front covered patio 23' x 4' tile. Newer vinyl fencing in 2019 and 2023. Extra storage - loft in garage, laundry area, garden room, and detached shed. Vita spa is large and in great working order. Garage is wired for 50amp, 240v for electric vehicle. Tesla module does not stay. Very private back yard with beautiful view of the water and access to your own private dock and boat lift.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,547 | $3,456 | $4,385 |
Total Monthly Payment | $3,856 | $3,765 | $4,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.