Under contract-accepting backup offers. -WELCOME TO YOUR GULF-ACCESS HOME WITH PERSONAL BOAT SLIP AND AN 8, 000lb ELECTRIC LIFT, situated in a gated community on a peaceful cul-de-sac. The location of this custom-built, one-story concrete block single-family home and large lot embodies the true essence of Florida-style living. As you enter, you'll be greeted by an open floor plan featuring a well-designed layout with a coastal décor enhanced by plantation shutters as well as tile, wood floors, carpet and 10-foot ceilings throughout the home. The split-plan offers three bedrooms, plus a private study/den, and two baths, all complemented by the eat-in kitchen, boasting granite countertops, stainless steel appliances, an island with bar seating and dedicated pantry closet (as of 2-13-24, kitchen has been updated with new Shaker style cabinet doors and drawers with soft-close hinges and rollers). Enjoy the convenience of an inside utility-laundry room with washer/dryer hook-ups, and wash sink as well as a two-car garage with an extra tall door, loft storage and a 3-car wide driveway with access to the rear of the lot for RV/Motorhome and or boat trailer parking. The primary bedroom suite includes a whirlpool tub, an updated ensuite bathroom with a granite-topped double vanity, a private water closet, and a separate shower. Step outside onto the screened lanai from the primary bedroom, kitchen, formal living room, family room area through large glass doors or via the second bathroom pool bath door. Here you will find a patio with concrete pavers, a gazebo, and an outdoor hot tub, creating a perfect backyard oasis. The fenced backyard is adorned with natural Florida landscaping, providing both privacy and beauty. There's even a custom parking spot for an RV or boat trailer with an electric hookup. The property also features electric and plumbing stub-outs on the back of the house, providing for future room additions or a pool. The low HOA dues cover gate access, common grounds maintenance, and dock upkeep. Enjoy the water access via the Anclote River where it is a very short ride to many islands only accessible by boat, such as Anclote Key and Lighthouse, Three Rookers, Caladesi Island, sandbars, and ultimately the beautiful Gulf of Mexico. If you need to launch or retrieve your boat by trailer, public boat ramps are located less than a mile away at Anclote River Park. For outdoor enthusiasts there are parks such as Anclote River Park, Anclote Gulf Park, and Key Vista Nature Park with trails very close by, and opportunities for fishing, kayaking, paddleboarding, bicycling, and walking abound. Indulge in the local amenities, including restaurants, breweries, bars, antiques/shops, and the famous Sponge Docks with seafood restaurants, Greek eateries, bakeries, gift shops, and boutiques. The Sponge Docks and Downtown Tarpon Springs are only 8 minutes away and Howard Park Beach is just 20 minutes away. Conveniently located, this property is only 42 minutes from Tampa International Airport, an award-winning gateway to the world, and approximately 50 minutes to Downtown Tampa or Downtown St. Petersburg, providing access to major sports teams and performing arts venues. Embrace the Florida lifestyle in this Gulf Access gem!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $246 | $246 | $246 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,177 | $5,316 |
Total Monthly Payment | $4,567 | $4,515 | $5,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.