5227 81st Lane N, #26, St. Petersburg, FL, 33709 | $165,000

SPACIOUS CORNER UNIT & SO AFFORDABLE!!. . . Treat yourself to this lovely 2 Bedroom, 2 Bath unit located in convenient Paradise Shores. Walk to Shopping, Restaurants and minutes from our Glorious Beaches! Upon entering this private corner unit, you will be greeted by a spacious Living Room & Dining Area. Two walls of windows make this so light & airy! The Galley Kitchen has updated Stainless Steel Appliances, Oodles of Cabinets & Countertops for your cooking pleasure. The Primary Bedroom is quite large and has an En Suite Bath & large full wall closet. The nicely appointed Second Bedroom is right off the Guest Bathroom, giving your guests conveniency & privacy. There is a Bonus Room that is perfect for a home office, Florida room, or 3rd bedroom. For added peace of mind, new HURRICANE RATED IMPACT WINDOWS were installed this past year. The complex has so much to offer with a sparkling pool, grill area, Tiki hut, shuffleboard & bocce courts. Well appointed clubhouse with meeting rooms and library ideal for meeting friends and leisure. The affordable maintenance fee covers gas for heat & cooking, internet, cable, exterior maintenance, grounds & recreation facilities. Take advantage of the of the relaxing lifestyle and live here year round or live here for 6 months then you can rent it for 3 to 6 months to cover your cost! Don't delay, call and see it today!

Features

  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area
  • Complex: PARADISE SHORES
  • Year Built: 1973
  • Approx Sq. Feet: 1,110
  • Acreage: 1
  • Est. Taxes: $511
  • Condo Fee: $758 Monthly
  • View: Garden
  • Adult Communities: Yes
  • Pool: Gunite, Heated, In Ground, Lighting, Tile
  • Pet Policy: No
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: U8229738
  • Days on Market: 88 days
  • Website: https://www.raveis.com
    /prop/U8229738/522781stlanen_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2024 5:47:12 PM)
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA   Phone: 727-531-2006

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5227 81st Lane N, #26, St. Petersburg, FL, 33709

$165,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $132,000 $132,000 $132,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.538%
Monthly Tax Payment $43 $43 $43
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $900 $889 $1,132
Total Monthly Payment $1,018 $1,007 $1,250

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.