Under contract-accepting backup offers. 25k Price Improvement ! LARGE POOL Florida home in desirable Pointe West neighborhood! CLASSIC BLOCK RANCHER features the coveted SPLIT floor plan and a POOL to swim and play in, all nestled in a highly-elevated, tranquil neighborhood just 15 minutes from the beaches…What a find ! ~ The PRIVATE MASTER SUITE occupies the east side of the home, with walk-in closet, ensuite bath w walk in shower and patio sliders to the private fully-fenced backyard and pool deck. The classic floor plan features a formal LIVING area adjacent the Primary bedroom, for rest and relaxation. ~ The west side FAMILY/SOCAL room adjoins TWO GUEST Bedrooms sharing a second full bath and features a stone wood burning fireplace. The CENTRAL KITCHEN has plenty of prep space and includes a pass through outside patio for alfresco dining. The central living and dining area provide extensive space and will exceed all of your entertaining and family needs. The home has three sets of sliders making indoor-outdoor living a breeze. ~ BACKYARD: Relax in your Vaulted cage & screened LANAI overlooking your FULLY-FENCED backyard, a private quiet oasis and safe for pets. This oversized PAVERED POOL DECK complements the OVERSIZED POOL which is large enough to entertain all your friends & family. This secure space is designed to provide you with the perfect Florida lifestyle. There are a choice of seating areas for all. Fruit trees all around: Starfruit, Jackfruit, 2 Mango and Lychee trees! A fenced side-yard allows personal water craft storage. ~ RECENT IMPROVEMENTS: HVAC system Aug 2021. 2019 TILE Floors throughout. 2015 PAVERS, 2015 REMARCITED POOL, 2016 Pool Pump. ~ NOT in a flood zone. ~ LOCATION: Pointe West Community is just minutes to beautiful beaches and Anna Maria Island. This neighborhood is convenient to everything: schools, shopping, dining, and Blake Medical Center. Outdoor Natural amenities abound: the Robinson Preserve, Desoto National Park, Palma Sola Bay, IMG Academy, G. T. Bray Park, a short distance to Cortez Fishing Village and nearby boat ramps. ~ Whether you're a beach enthusiast, nature lover, or simply seeking a relaxed lifestyle, this property offers the best of all worlds!! (Please note there are some items needing attention) Not a Flood Zone. MOTIVATED SELLERS !
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $265 | $265 | $265 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,865 | $2,791 | $3,544 |
Total Monthly Payment | $3,222 | $3,148 | $3,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.