Improved Price! Welcome to your new 1 bed, 1 bath, 1st floor condo in a vibrant 55+ community! As you step through the front door, you're welcomed into a warm and inviting atmosphere, designed with comfort in mind. The living room area features ample space tailored for social engagement, relaxation or lounging and entertaining guests! Your large windows let in plenty of natural light, creating a bright and airy ambiance. The kitchen is equipped with modern appliances and plenty of cabinet space for storage. Whether you're whipping up a quick meal for yourself or preparing snacks for guests, this kitchen provides everything you need in a compact and efficient layout.
The bedroom offers a peaceful retreat, complete with a comfortable bed and walk-in closet space for all your storage needs. Large windows in the bedroom also provide natural light.
The bathroom features a walk-in shower, providing both accessibility and comfort. With stylish fixtures and ample space, this bathroom offers a relaxing oasis!
Outside, the condo community boasts a variety of amenities geared towards socializing and recreation. Residents can enjoy leisurely strolls through well-maintained walking paths, gather with neighbors in the clubhouse, fitness center, tennis courts, pickleball, shuffleboard, a library and game room or outdoor patio areas, or participate in organized activities and events designed to foster a sense of community and camaraderie.
Overall, this first floor unit of a 55+ community offers a perfect blend of comfort, convenience, and social engagement, providing an ideal setting for active adults looking to enjoy their retirement years to the fullest. Pet friendly! Your HOA fees are all inclusive and include cable, internet, gas, water, trash and sewer. Centrally located, this home offers easy access to all St Pete has to offer - restaurants, shopping, parks, museums and the top-rated Gulf beaches. Hurry and schedule your showing today! There's more! The seller is offering a $1, 800 concession towards closing costs and any updates a new owner may like! The concession includes the update of the electrical panel.
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Our Executive Mortgage Banker:
Our Insurance Division:
$153,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $123,120 | $123,120 | $123,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $161 | $161 | $161 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $840 | $829 | $1,056 |
Total Monthly Payment | $1,076 | $1,065 | $1,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.