Introducing 32 State Street in Rockville Centre. No expense has been spared in this beautiful, expanded cape situated on park-like grounds. Upon entry, you are greeted with a large living room, featuring recently refinished hardwood floors, LED hi-hats, & a beautiful, remodeled wood-burning fireplace. Past the living room is your dining room, located right off of your open concept eat-in kitchen. The kitchen features custom grey cabinetry, quartz countertops, a brand new induction range (gas line behind range for easy conversion), & recently replaced dishwasher and refrigerator. Off the other side of the dining room is a spacious family room, providing an ideal layout for those who love to entertain, along with access to your 1-car attached garage. Completing the first floor are 2 bedrooms with custom closets & hardwood floors, and a recently updated full bathroom. Upstairs, you will find your primary ensuite featuring a recently updated full bathroom with a stand-up shower. Off the primary bedroom is a massive, custom walk-in closet (could be converted back to a 4th bedroom). Finally, a recently remodeled, full-finished basement with a separate entrance completes the home. Your basement features a large laundry room w/ a slop sink, large storage room, and utility room access. This home sits on a sprawling, flat, 80x100 lot, providing plenty of room for entertaining, or a future pool. Additional updates and features include a whole house water filtration system, custom window treatments, smart thermostats, young landscaping, new paver walkway & stoop, new central AC, in-ground sprinklers, new vinyl siding, new gutters, a new flat roof over family room/garage, 200amp electric & so much more. Rockville Centre electric & water. Oceanside school district. Close to the LIRR, shops, restaurants, schools & parks.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.051% | 7.295% | 6.623% |
Monthly Tax Payment | $1,239 | $1,239 | $1,239 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,469 | $4,306 | $5,524 |
Total Monthly Payment | $5,800 | $5,637 | $6,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.