You can come with an FHA loan, Conventional and if you have an ITIN for two years you can also buy this house. Call me for more information This stunning single-family home offers a perfect blend of modern comfort and timeless elegance. NO CDD, NO HOA. With 4 bedrooms, 2 bathrooms, and a range of recent upgrades. New Kitchen, new floor, carpet, appliances, water heater all two years or less. Air conditioning two years old, windows two years old, roof 3 years old, sliding door two years old. Both bathrooms were remodeled Buy this house without worrying about repairs in the future! Very quiet community. The open floor plan concept seamlessly connects the formal living room, dining area, and kitchen, creating a perfect space for entertaining guests and enjoying quality time with family. The new kitchen features granite countertops and new stainless-steel appliances. The family room is a tranquil retreat for the family. Outside, you'll find a well-manicured yard, perfect for enjoying the Florida sunshine or hosting outdoor gatherings. Located in Brandon, you'll enjoy the convenience of nearby amenities, including waking distant supermarket, store, pharmacy, and gas station. Also, close to North Brandon Sports Complex, the YMCA, Brandon Park, and Clayton Park. With easy access to major highways, commuting to Tampa, Orlando, Plant City, or Lakeland or exploring the wonders of West Florida is a breeze. Schedule a showing today and experience the best of Brandon living in this wonderful gem!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $1,967 | $2,504 |
Total Monthly Payment | $2,273 | $2,248 | $2,785 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.