Welcome to this spacious home nestled on a serene and quiet street in the highly sought-after community of Plaistow. With four bedrooms and one and a half bathrooms, this residence offers a comfortable and inviting living space. Stepping inside, you'll be greeted by hardwood floors throughout the three main-level bedrooms and living room. The living room boasts a working wood fireplace and the versatile floor plan allows for the option of adding a fifth bedroom. The sunroom is bathed in natural light with vaulted ceilings, serving as a peaceful retreat, providing a perfect spot to unwind. The sunroom provides direct access to the back deck offering a versatile outdoor space and overlooking the quiet backyard. The basement offers bonus space, ideal for entertaining, featuring another fireplace. This additional area provides ample room for recreation and socializing. Additional features include easily accessible storage space and a one-car garage. Updates include brand new septic, new upstairs carpet and new flooring in first floor bath, all installed in 2024. The 5 year roof also comes with a 20 year transferable warranty.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $422,400 | $422,400 | $422,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,882 | $2,807 | $3,562 |
Total Monthly Payment | $2,974 | $2,899 | $3,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.