Convenient, well-kept, and boasting a warm neighborhood vibe, this charming home in the Highlands is ideal for the Westchester resident who craves space to stretch out and cozy rooms to tuck into! A level yard and petite porch welcome you home to shining hardwood floors and abundant natural light. The living room is inviting with a fireplace and easy flow to a bright, airy sunroom/playroom and a spacious dining room. The kitchen sparkles with white cabinetry, gleaming granite and tile, and door to a deck and level yard. A tidy powder room completes the main floor, and upstairs, it's peaceful and private with a carpeted hallway that makes way for hardwood floors. The primary bedroom is spacious, with two family/guest bedrooms and a modern bath that dazzles with glass-front shower/tub, on-trend tile, and eye-catching wainscoting. The lower level offers some storage space and laundry. Prime location with easy access to downtown White Plains, Metro-North, shops, and restaurants, this perfect charmer is home sweet home!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $907 | $907 | $907 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,772 | $4,839 |
Total Monthly Payment | $4,819 | $4,771 | $5,838 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.