Under contract-accepting backup offers. TAKING BACKUPS - STONE ISLAND POOL HOME - Updated and Todays Floorplan with Terrific living space. No stuffy formal rooms you'll never use. - Just a BIG great room, HUGE kitchen & sunny Florida Room-THIS IS FLORIDA LIVING! The 23' kitchen has multiple dining options & room for all the cooks and the island is movable giving you all kinds of flexibility. The New kitchen has great looking cabinetry which has pullouts, new appliances & recessed lighting. The kitchen opens to the BIG Florida room which overlooks the pool. The great room has glass windows giving you the option to open as a screen room or close for year around living. The Great room has a wood burning fireplace, vaulted ceiling and recessed lighting. The house has the same tile flooring throughout so all the spaces are visually tied together. VERY NICE! Split bedroom plan for privacy. The spacious master has extra large closet and bath with jetted tub and separate shower. All the rooms are spacious, even the laundry room which has a 1/2 bath. The garage is 23' deep big enough for TRUCKS! CEMENT TILE ROOF! Stone Island has a boat ramp on Lake Monroe, horse stables, pickleball and tennis courts , community fire pit, playground and acres of parks. This is a golf cart community and the Spring to Spring trail is a short cycle away-you can cycle to the beach or Blue Springs Park! Everyone Loves Stone Island!
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $149 | $149 | $149 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $0 |
Total Monthly Payment | $2,407 | $2,351 | $224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.