Perfect location just down the street from beach access! See this upgraded south beach home on 1/3 acre. Private garden areas surround this 3 bdrm 2. 5 bath home with attached 2-car garage. Concrete block construction in excellent condition. This nicely elevated property is double the size of most neighborhood parcels. Porcelain Tile for the first floor and gorgeous oak hardwood flooring throughout the second floor. This home has a comfortable and spacious living room. Large windows light up the open floor plan from the large exquisite updated kitchen to the dining room connected to an attractive family room with an oversized fireplace. Special features are a stunning renovated eat-in kitchen with stainless and modern appliances including a double oven, pot faucet, marble countertops with oversized windows that look out onto a private fenced-in back yard with lovely mature gardens and trees where there is a private well for watering. Beautifully designed details throughout including wooden window shutters, chair rails, baseboard trim. This home is situated between the ocean with beach access and the river with kayak access close by along with bike trails and plenty of activities of the family. Live your best indoor/outdoor lifestyle in this ideal beach side home.
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Our Executive Mortgage Banker:
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$1,100,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $880,000 | $880,000 | $880,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
Monthly Tax Payment | $263 | $263 | $263 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,929 | $5,781 | $7,787 |
Total Monthly Payment | $6,317 | $6,169 | $8,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.