USDA Financing (NO DOWN PAYMENT). Welcome to 2138 Wales Court, a well-loved 2-bedroom, 2-bath, 2-car garage home located in the fantastic North Lakeland area! Nestled in the charming Woodbury neighborhood, this home boasts an excellent location, less than 2 miles from Publix and Walmart. This home is Perfect for first-time homebuyers or downsizing to a smaller home! It features a 2-car garage with extra storage and racks and a delightful covered and screened porch! The exterior was repainted, the ROOF was replaced with architectural shingles in July 2020, the Windows replaced in 2017 (Andersen low-e with argon gas), and the A/C June 2022. The surrounding landscaping is simply beautiful, with a variety of plants and flowers to please the eye. Inside, the open-concept living/dining room combo is highlighted by cathedral ceilings and laminate floors. French doors (replaced 2021) open onto the screened lanai - perfect for savoring your morning coffee or unwinding with your favorite drink. The fully equipped kitchen with 2 pantries provides ample space for all your cooking needs! Woodbury is for those searching for a subdivision with a low HOA fee ($179. 00 per year) where the lawns are manicured and residents do not block the road by parking on the road! Conveniently located less than 2 miles from Publix, Walmart and Highway 98 North and about 4 miles to I-4 Exit 32, this home offers easy commuting to Orlando, Tampa, and downtown Lakeland! Ask about available USDA Financing (NO DOWN PAYMENT) and VA Financing. For a limited time, there are programs that will help you with the down payment and/or closing costs! HURRY! Schedule your showing today! Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$287,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $230,000 | $230,000 | $230,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $86 | $86 | $86 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,569 | $1,529 | $1,940 |
Total Monthly Payment | $1,730 | $1,690 | $2,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.