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305 Richard Road, Franklin, VT, 05457 | $149,000
4 acre lot with a 24x40 house/garage on a concrete slab. This home is off grid living with a mix of modern conveniences. This home has a drilled well, greywater storage tank and composting toilet. The lower level has an open floor plan with a living kitchen bath. The upper level has a single bedroom. The home has a domestic solar system that charges the battery packs and 2 back up generators are included in the sale. The lot has a year around running spring that feeds a pond. The property has an approved state wastewater permit for a 3 BR house but the mound system has not been built. The greywater holding tank has been installed and is operating. The lot offers great country views of a wooded ridge line and open meadows. This property is on a low traffic street and is a 20 minute drive to St. Albans and 50 minutes drive to Burlington. Occupy this home or build another and use this as a workshop/garage. Conventional financing or cash only. This home does not qualify for VA RD or FHA.
Features
- Rooms: 2
- Bedrooms: 1
- Baths: 1 full
- Style: Other
- Year Built: 2008
- Garage: 2-car Garage
- Heating: Gas Heater - Unvented,Stove - Pellet
- Cooling: None
- Approx Sq. Feet: 600
- Acreage: 4
- Est. Taxes: $981
- Lot Desc: Country Setting,Pond,Pond Frontage,Sloping,View
- Elem. School: Franklin Central School
- Middle School: Missisquoi Valley Union Jshs
- High School: Missisquoi Valley UHSD #7
- School District: Franklin Northwest
- MLS#: 4984635
- Website: https://www.raveis.com
/prop/4984635/305richardroad_franklin_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/10/2024Listing courtesy of eXp Realty Phone: 802-868-6367
Listing Agent: Shawn Cheney
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
305 Richard Road, Franklin, VT, 05457
$149,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $119,200 | $119,200 | $119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
| Monthly Tax Payment | $82 | $82 | $82 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $813 | $803 | $1,030 |
| Total Monthly Payment | $970 | $960 | $1,187 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484