Step into the charm of yesteryear in this solidly built 2600 square foot home that BOASTS a 2024 Roof, New Solar Water Heater, New Refrigerator and NEW Dryer AS WELL AS all NEW EXTERIOR DOORS. While embracing its vintage appeal, this residence presents an opportunity for subtle updates to enhance its timeless character. Approaching the property, you'll appreciate the classic exterior design, nestled on a quiet cul de sac, as it beckons you home. Inside, the spacious living areas create a warm and inviting atmosphere. Outside, the expansive yard offers a peaceful retreat, ideal for gardening, entertaining, or simply enjoying the serenity of nature. With a little creativity and vision, this outdoor space can be transformed into a private oasis for relaxation and recreation. Located in a neighborhood CONVENIENT to FL-589 and brimming with potential, this 1989 home is a rare find for those seeking the FREEDOM OF SPACE blended with charm and contemporary comfort. This property has the potential to become a cherished haven for generations to come. Sugarmill Woods is convenient to shopping and medical facilities and is considered one of the PREMIER Golf Course Communities in Citrus County! Tampa International Airport is only an hour away. Schedule your private showing today and discover the possibilities that await in this charming home, where the past meets the present in perfect harmony.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,698 |
Total Monthly Payment | $2,448 | $2,392 | $2,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.