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5236 Island Terrace COURT, Lady Lake, FL, 32159 | $394,900

WOW! PRICE REDUCTION - Come see this Bright and Welcoming home! 8 ft doors, arched doorways, rounded corners, and soaring ceilings, fill the home with Florida sunshine. The Great room with a generous dining area leads you into the large Florida Room with a view of a beautifully landscaped yard. The kitchen is so functional with Corian countertops, a matching suite of appliances, 42-inch cabinets, and a delightful eating area with a closet pantry. The floors in the home are easy-care ceramic tile or Wood Look laminate for beauty and durability. Two bedrooms share a full bath on one side of the home while the Primary bedroom (15 x 16) is located opposite. The Primary bath has 2 sinks and counters, a large walk-in shower, tile floors, a comfortable garden tub, and 2 closets along with a bay window facing the yard. Don’t forget the office with French doors. A 2 car garage provides space for everyone. The pergola covering the patio at the back of the house is sure to be one of your favorite features.
Harbor Hills is an all-age, 24-hour guard gated community situated on one of the highest elevations in Central Florida and has a canal leading into Lake Griffin. It is close to shopping, hospitals, and entertainment. There is a Country club, Golf, Tennis, Pool, Racquet Ball, Fitness Center, Boat Dock, Pickle Ball, and social clubs available for Club Members. Memberships are available separately. The Villages is approximately 8 minutes, Leesburg is 15 minutes, Ocala is 45 minutes, Disney World is 1 hour, and Tampa is 2 hours away, from Harbor Hills. The home is in the state's center, giving easy access to both coasts.

Features

  • Amenities: Fence Restrictions, Gated
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2007
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,083
  • Acreage: 0.47
  • Est. Taxes: $3,166
  • HOA Fee: $505 Quarterly
  • Lot Desc: Cul-De-Sac, Landscaped, Sidewalk
  • View: Garden
  • Elem. School: Villages Elem of Lady Lake
  • Middle School: Carver Middle
  • High School: Leesburg High
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range
  • MLS#: G5078297
  • Days on Market: 84 days
  • Website: https://www.raveis.com
    /prop/G5078297/5236islandterracecourt_ladylake_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2024 2:12:46 AM)

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Nicole.Vargas@raveis.com

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Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5236 Island Terrace COURT, Lady Lake, FL, 32159

$394,900

Nicole Vargas

William Raveis Real Estate

Phone: 978.995.0316

Nicole.Vargas@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
 15 Year
Fixed-Rate Conforming
Loan Amount $315,920 $315,920 $315,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.171% 6.538%
Monthly Tax Payment $264 $264 $264
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,155 $2,100 $2,709
Total Monthly Payment $2,494 $2,439 $3,048

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.

Equal Housing Lender

William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388