Presented byThe Kerwar Team |
Here it is! Stylishly renovated, brick townhome, with Hudson River Views, and an income generating apartment on the first floor. 127 Montgomery St blends the best of Hudson Valley living a beautiful view, a great yard, easy access to nature with the best of Newburgh city life walkability, community, and nearby friends. This three level townhome is divided into two apartments. The top apartment spans two levels and has a deck for backyard access and a spiral stair to the garden. The lower 2 bedroom apartment also has yard access and a private entrance. There is an additional garden level workshop space that the owner currently uses as a carpentry workshop. Not to be missed, this property is an ideal home or investment in the City of Newburgh. (Top floor apartment can be delivered vacant; tenant is happy to stay out his lease and also willing to move -- flexible!)
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$625,000
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William Raveis Real Estate
Phone: 914.469.9737
TheKerwarTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $626 | $626 | $626 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,411 | $3,323 | $4,287 |
Total Monthly Payment | $4,129 | $4,041 | $5,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.