Offer waiting for probate approval. This property has a unique layout. On-street level, each unit has its own long car garage with an additional room on the side of the garage, the same size and with its own entrance. The electric box & water heater for each unit are located in that room. Commercial and residential zoned with many possibilities. 2 family side by side. Each unit 800 sq ft living area. It offers 2 bedrooms and 1 full bath with a tub, living room, and kitchen. 4 off-street parking spaces are located in front of the property. In the back of the property is a deck with a back entrance to both units and a good-sized leveled yard. Prime location for commuting. This property is subject to probate court approval. Subject to probate court approval in progress. Front steps needs to be repaired. Will not go FHA, VA. Peeling paint on back deck. Unit 2 needs cosmetic updates, flooring in 1 bedroom and kitchen. Buyer/ buyers agent to do due diligence. AS-IS. Need updates.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $858 | $858 | $858 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,632 | $1,590 | $2,017 |
Total Monthly Payment | $2,565 | $2,523 | $2,950 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.