COLONNADES, Lakeland, 55+COMMUNITY 2/2. This desirable community with all its immensities and welcoming atmosphere will make you feel right at home. Some of the features that this home has are, Living room/ dinning combination, family room, open floor plan and a screened porch. The bedrooms are split for privacy. in the master bedroom there are two large walk-in closets, the master bath features a walk in shower, double sinks. The second bedroom located on the opposite side of the house next to the shared bath with a tub and shower. The galley kitchen with breakfast bar, lots of cabinet space, pantry, laundry closet with newer washer and dryer, side by side refrigerator with ice maker, disposal and a electric range. Enjoy all the amenities this 55+ community has to offer, heated pool, club house, exercise center, shuffle board courts and more. Association approval required buyers should go to the Colonnades web site and review all applications and Governing documents (https: //www. colonnadesoflakeland. com. ); all measurements must be verified by the buyer.
REVIEW ALL THE GOVERNING DOCUMENTS ON THE COLONADES WEB SITE (https: //www. colonnadesoflakeland. com).
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $252 | $252 | $252 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,228 | $1,196 | $1,518 |
Total Monthly Payment | $1,555 | $1,523 | $1,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.