Welcome to this exceptional opportunity nestled within the premiere GULF FRONT property of Whispering Sands on Siesta Key! Boasting the rarity of a DETACHED, freestanding villa, this 3 bedroom/2 bath residence offers the luxurious comfort of a single family home coupled with the convenience of maintenance free living. As you step inside, you're greeted by a harmonious blend of space and sunlight. The open layout invites you to explore the airy interiors adorned with recessed lighting and floor-to-ceiling plantation shutters, enhancing both privacy and ambiance. The heart of this villa lies in its seamless integration of indoor and outdoor living, where a spacious, sunny, fenced private patio awaits. Perfect for gatherings or quiet moments of relaxation, the PATIO offers both privacy and additional entertaining space, making it the perfect spot to enjoy the Florida sunshine. The recently updated galley kitchen features quartz countertops and backsplash, and stainless Whirlpool appliances. Whether you're preparing meals for loved ones or entertaining guests, this kitchen is sure to inspire culinary creativity. The rare 3rd bedroom presents a unique opportunity, ideal for use also as a home office or den, adding versatility to the layout. Convenience meets functionality with an attached 1-CAR GARAGE equipped with a full sized WASHER AND DRYER and storage for all of your beach essentials. This property is being offered FURNISHED with the exception of a small exclusion list. Whispering Sands is a premiere 55+ Gulf front property offering beautifully landscaped grounds, 2 heated pools, clubhouse, fitness rooms, beachside Tiki hut, grills, canoe/kayak storage, and 800’ of your own private beach on the Gulf of Mexico. This community boasts an ideal setting just steps away from the vibrant Siesta Key Village. Indulge in the eclectic mix of boutiques, dining establishments, and entertainment options, all within easy reach of your doorstep. Whether you seek a permanent residence or a vacation retreat, this immaculate property promises an unparalleled lifestyle of coastal luxury amidst the beauty of Sarasota's most coveted island paradise!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$845,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $676,000 | $676,000 | $676,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.014% | 7.041% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,612 | $4,441 | $6,029 |
Total Monthly Payment | $5,220 | $5,049 | $6,637 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.