36 Senff Road, Washington, CT, Connecticut, property flyer

36 Senff Road, Washington, CT, 06793 | $1,925,000

Located in the charming town of Washington CT, this beautiful country estate provides a peaceful setting on a quiet road. The house features wide-timbered wood floors, exposed beams, and wonderful built ins. The main house has five bedrooms and many common spaces. The great room features a beautiful brick fireplace and 9+ foot ceilings. The updated kitchen has exposed beams, marble counters, stainless appliances, a built in hutch, and a dining area. The formal dining room complete w/FBath could be used as a 2nd primary bedroom. Both the dining room and the primary en-suite bedroom are sun filled w/French doors that lead out to a private patio. Use your imagination with the versatile layout of the main living level of this unique home. There are 3 additional bedrooms and a full bath on the upper level. The lower level is finished w/a full bath and is walk-out. Take a stroll from the patio to relax by the Gunite pool, or enjoy the sun filled side yard that leads to a babble brook, or saunter to the guest house. The 1196 sqft guest house features a cozy living room w/FP, updated eat-in kitchen, and is currently set up w/2 bedrooms. The property has undergone extensive renovation preserving the historic charm but modernized for those seeking a luxurious retreat. This private estate setting is perfect for seclusion or at home entertainment yet is convenient to the villages and attractions Litchfield County is known for. The home sits on 3. 8 acres and is within 2 hours of NYC. Field card says 1 bedroom for the guest house.

Features

Rooms: 14
Bedrooms: 6
Baths: 5 full / 1 half
Laundry: Lower Level
Style: Colonial,Ranch
Year Built: 1910
Garage: 2-car Attached Garage,Under House Garage
Heating: Hot Air

Cooling: Central Air
Basement: Full With Walk-Out,Partially Finished,Garage Access
Above Grade Approx. Sq. Feet: 5,115
Below Grade Approx. Sq. Feet: 1,000
Acreage: 3.8
Est. Taxes: $10,983
Lot Desc: Secluded,Level Lot
Water Front: Yes

Elem. School: Washington
High School: Per Board of Ed
Pool: In Ground Pool,Gunite
Appliances: Electric Range,Gas Range,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
MLS#: 170623040
Days on Market: 94 days
Website: https://www.raveis.com
/eprop/170623040/36senffroad_washington_ct?source=qrflyer

The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.
Listing courtesy of Keller Williams Realty

Room Information

Type	Description	Level
Bedroom 1	Wide Board Floor	Upper
Bedroom 2	Wide Board Floor	Upper
Bedroom 3	Wide Board Floor	Upper
Bedroom 4	Wide Board Floor	Upper
Bedroom 5	Wide Board Floor	Upper
Bedroom 6	Wide Board Floor	Upper
Bedroom 7	Wide Board Floor	Upper
Bedroom 8	Wide Board Floor	Upper
Bedroom 9	Wide Board Floor	Upper
Bedroom 10	Wide Board Floor	Upper
Bedroom 11	Wide Board Floor	Upper
Bedroom 12	Wide Board Floor	Upper
Bedroom 13	Wide Board Floor	Upper
Bedroom 14	Wide Board Floor	Upper
Bedroom 15	Wide Board Floor	Upper
Bedroom 16	Wide Board Floor	Upper
Bedroom 17	Wide Board Floor	Upper
Bedroom 18	Wide Board Floor	Upper
Bedroom 19	Wide Board Floor	Upper
Bedroom 20	Wide Board Floor	Upper
Bedroom 21	Wide Board Floor	Upper
Bedroom 22	Wide Board Floor	Upper
Bedroom 23	Wide Board Floor	Upper
Bedroom 24	Wide Board Floor	Upper
Bedroom 25	Wide Board Floor	Upper
Bedroom 26	Wide Board Floor	Upper
Bedroom 27	Wide Board Floor	Upper
Bedroom 28	Wide Board Floor	Upper
Bedroom 29	Wide Board Floor	Upper
Bedroom 30	Wide Board Floor	Upper
Bedroom 31	Wide Board Floor	Upper
Bedroom 32	Wide Board Floor	Upper
Bedroom 33	Wide Board Floor	Upper
Bedroom 34	Wide Board Floor	Upper
Bedroom 35	Wide Board Floor	Upper
Bedroom 36	Wide Board Floor	Upper
Bedroom 37	Wide Board Floor	Upper
Bedroom 38	Wide Board Floor	Upper
Bedroom 39	Wide Board Floor	Upper
Bedroom 40	Wide Board Floor	Upper
Bedroom 41	Wide Board Floor	Upper
Bedroom 42	Wide Board Floor	Upper
Bedroom 43	Wide Board Floor	Upper
Bedroom 44	Wide Board Floor	Upper
Bedroom 45	Wide Board Floor	Upper
Bedroom 46	Wide Board Floor	Upper
Bedroom 47	Wide Board Floor	Upper
Bedroom 48	Wide Board Floor	Upper
Bedroom 49	Wide Board Floor	Upper
Bedroom 50	Wide Board Floor	Upper
Bedroom 51	Wide Board Floor	Upper
Bedroom 52	Wide Board Floor	Upper
Bedroom 53	Wide Board Floor	Main
Bedroom 54	Wide Board Floor	Main
Bedroom 55	Wide Board Floor	Main
Bedroom 56	Wide Board Floor	Main
Bedroom 57	Wide Board Floor	Main
Bedroom 58	Wide Board Floor	Main
Bedroom 59	Wide Board Floor	Main
Bedroom 60	Wide Board Floor	Main
Bedroom 61	Wide Board Floor	Main
Bedroom 62	Wide Board Floor	Main
Bedroom 63	Wide Board Floor	Main
Bedroom 64	Wide Board Floor	Main
Bedroom 65	Wide Board Floor	Main
Bedroom 66	Wide Board Floor	Main
Bedroom 67	Wide Board Floor	Main
Bedroom 68	Wide Board Floor	Main
Bedroom 69	Wide Board Floor	Main
Bedroom 70	Wide Board Floor	Main
Bedroom 71	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Den	Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Dining Room	Built-In Hutch,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Eat-In Kitchen	Remodeled,Built-Ins,Dining Area,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Formal Dining Room	Built-Ins,French Doors,Full Bath,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Great Room	9 ft+ Ceilings,Fireplace,French Doors,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Kitchen	Remodeled,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Living Room	Combination Liv/Din Rm,Fireplace,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	Cathedral Ceiling,Book Shelves,Double-Sink,Dressing Room,Full Bath,Wide Board Floor	Main
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower
Primary BR Suite	French Doors,Full Bath	Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

Market your home to realize a quick sale at the best possible price
Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
Showcase your home on raveis.com with a larger and more prominent format
Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents
Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
Offers access to experienced closing attorneys at competitive rates
Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

36 Senff Road, Washington, CT, 06793

$1,925,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Jumbo*	30 Year Fixed-Rate Jumbo	15 Year Fixed-Rate Jumbo
Loan Amount	$1,540,000	$1,540,000	$1,540,000
Term	360 months	360 months	180 months
Initial Interest Rate**	6.125%	6.875%	6.625%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.430%	7.014%	6.790%
Monthly Tax Payment	$915	$915	$915
H/O Insurance Payment	$125	$125	$125
Initial Principal & Interest Pmt	$9,357	$10,117	$13,521
Total Monthly Payment	$10,397	$11,157	$14,561

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.