Mint Waterfront Ranch in Pirates Cove, Massapequa! Situated on a massive 80x190 lot with oversized 2 car garage accompanied by a very long private driveway easily fits multiple cars. What makes this property so unique is that it's seconds from the open bay and located on a wide canal perfect for an avid boater. Located on a dead end block on a private island, this recently renovated home contains 3 bedrooms and 2 full baths. Open concept defines this naturally lit space upon entering the grand foyer with breakfast nook. French glass door welcomes you through the home containing a beautiful contemporary designed kitchen with stainless steel appliances, quartz counters, maple cabinets, and a gorgeous tiled backsplash. Pass-through window off the kitchen overlooks a spacious living room and dining room area, which is a clever detail of the home. Primary bedroom has its own full bath including an entrance to the substantially large backyard with endless possibilities. Perfect for 1st time homebuyers or if you're looking to downsize with the comfort of one level living. Low Taxes & Low Flood Ins! Features: New House Roof, New Garage Roof, New Siding, New Windows, Gas Heat, New Sep Hot Water Heater, In-ground Sprinklers, Front Loader Stainless Steel Washer & Dryer, & PVC fencing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$774,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $619,200 | $619,200 | $619,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $846 | $846 | $846 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,224 | $4,115 | $5,309 |
Total Monthly Payment | $5,162 | $5,053 | $6,247 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.