Welcome to 3371 Route 23A, a unique opportunity set in the serene hamlet of Palenville within the Town of Catskill. This 2, 135 square foot two-story property, situated on a spacious quarter-acre, is a blank slate ready for your vision. Complete with architectural plans available upon request, envision transforming this space into a bespoke 6-bedroom, 2-bathroom sanctuary that reflects your style and needs. Nestled in the enchanting landscape of the Catskills, this home offers the perfect balance of peaceful living and outdoor adventure. From skiing at Hunter and Windham Mountains to exploring the rich culture of Catskill, Hudson (boasting an Amtrak station for easy access to NYC), and Woodstock, endless experiences await just moments from your doorstep. This property represents more than a home; it's a chance to create a fully customized personal retreat where every detail is a testament to your imagination and flair, all while being surrounded by nature's beauty and close to vibrant local communities. Property is being sold as-is. Our client, the seller, is a licensed NYS real estate salesperson. Cash or construction loan - the property will likely not qualify for conventional financing. Buyer's agent and/or attorney to verify all details. The uninstalled windows and range hood on premises do not convey, they are being temporarily stored on the property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,086 | $1,073 | $1,365 |
Total Monthly Payment | $1,161 | $1,148 | $1,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.