282 Leonard Street, Hancock, NY, 13783 | $139,000

Welcome to this charming home in the heart of the Catskills! Mere blocks away from town and world class trout fishing in the east branch of the Delaware river. Town hosts a Walgreens, Dollar General, thrift shop, a popular Diner and Chinese food restaurant. The local Chamber of Commerce offers up a robust calendar of events to enjoy throughout the year. This home is quite spacious with a large living room for entertaining, a den and back porch too. Plenty of storage in the basement and tandem garage as well. Large above ground pool provides a welcoming place to relax and cool off in the summertime. Enjoy mountain views and gorgeous sunsets from the porch or backyard. Enjoy hunting, hiking, camping, fishing? There are huge sections of state land to enjoy these and many more activities just minutes away. With a bit of work and imagination this home could be exactly what you are looking for! Some of the pictures are virtually staged to showcase the home's potential. Home sold as is.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1950
  • Garage: 2-car Attached, 2 Car Attached
  • Heating: Natural Gas, Forced Air
  • Cooling: Window Unit(s)
  • Basement: Partial, Unfinished
  • Approx Sq. Feet: 1,350
  • Acreage: 0.5
  • Est. Taxes: $4,210
  • Lot Desc: Level, Sloped
  • Elem. School: Hancock Elementary School
  • Middle School: Hancock Junior-Senior Hs
  • High School: Hancock Junior-Senior Hs
  • School District: Hancock
  • Pool: Above Ground
  • Appliances: Trash Compactor, Dishwasher, Disposal, Oven, Refrigerator
  • MLS#: H6287955
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/H6287955/282leonardstreet_hancock_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Katie Clancy - The Cape HouseSales Vice President

508.737.1248

Katie.Clancy@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

282 Leonard Street, Hancock, NY, 13783

$139,000

Katie Clancy - The Cape House

Sales Vice President

William Raveis Real Estate

Phone: 508.737.1248

Katie.Clancy@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $111,200 $111,200 $111,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $351 $351 $351
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $759 $739 $938
Total Monthly Payment $1,185 $1,165 $1,364

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.