Welcome to your new home! Nestled in the serene 55+ golfing community of Ironwood, this charming 2-bedroom, 1-bathroom condo awaits. Situated on the top floor, this unit boasts exquisite ceramic tile flooring adorned with a captivating wood grain pattern that seamlessly extends through the airy main living space and kitchen. Revel in the allure of the recently remodeled kitchen, a delightful haven crafted in 2023 with new countertop, cabinets, dishwasher and garbage disposal. Fresh ceiling fans w/ light fixtures and a tasteful coat of new paint adorn every corner. Step outside the bedroom to discover a fully covered and screened patio, the ideal spot to savor your morning coffee while diving into a captivating book. Convenience is key with the laundry and storage rooms conveniently located near the elevator for effortless living. Across the street, the clubhouse beckons with its array of amenities including a well- appointed kitchen, inviting pool table, cozy library, and fitness room indoors, while outdoors, a picturesque heated pool and inviting shuffleboard court await your enjoyment. Embrace the enviable location of Ironwood, a mere 5. 9 miles from the sun-kissed shores and sugar sand beaches on Anna Maria Island; swim in the clear blue water or take a stroll with your toes in the sand, and of course, watch unbeatable sunsets! This home is just moments away from a plethora of shopping, dining and entertainment options. Whether you seek a tranquil vacation retreat or yearn for the perfect full-time residence, this gem caters to your every need. Recent upgrades include a new roof in 2023, a fresh water heater in 2022, and a new A/C unit installed in 2020, ensuring both comfort and peace of mind. Don't miss the opportunity to call this remarkable property your own!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,091 | $1,063 | $1,349 |
Total Monthly Payment | $1,295 | $1,267 | $1,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.