Presented byBonnie Scarimbolo |
Located in central Florida 1. 25 hours from either coast or Disney in a small, quiet town. Two adjoining lots with an RV garage (20 X 60 sq. ft. block building) and air-conditioned workshop, wired with 30 amp and 220 on one parcel and a recently remodeled home on the other lot. Home has solar power, new appliances, new floors, new open area kitchen, sunken living room with fireplace, new bathrooms and a fenced yard with doggie door. Both parcels sit on a small lake great for fishing and bird watching. No HOA. The RV garage and lot are valued at 150 K while the home and its lot are valued at 370 K. Will sell both properties for 510 K. This would be a great place for someone with a small on-line business. The RV garage could serve as a warehouse and the workshop could be the production area. or art studio for an on-line business
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$499,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 914.262.4842
Bonnie.Scarimbolo@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,689 | $3,423 |
Total Monthly Payment | $2,973 | $2,939 | $3,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.