Nestled on a dead-end road with seasonal mountain views, this 5-bedroom, 3-full-bath raised ranch is a true gem in the highly sought-after Valley Central School District. It is lined with pavers, guiding you to the front entrance. Step into an upper level featuring hardwood floors that seamlessly flow throughout the home. The large living room boasts a bay window, allowing natural light to flood the space, complemented by a ceiling fan for added comfort. The dining room, adorned with sliders, opens up to a delightful 3-season room featuring charming wood paneling. A door from this room leads to a small back deck, providing a perfect entryway to the expansive backyard. Adjacent to the dining room, is the kitchen with recessed lighting that has a second set of stairs to the lower level, creating a fun feature about the home! Three inviting bedrooms and a full bathroom grace the upper level, offering comfortable retreats for family and guests. The fourth bedroom on the upper level, the master bedroom, is complete with a full master bathroom, providing a private sanctuary within the home. Descend to the lower level, where a spacious family room welcomes you with carpeting, a fireplace and dual ceiling fans. This level also features a convenient laundry area, a full bathroom, and a fifth bedroom, adding versatility to the living space. The lower level leads to the attached 2-car garage with a paved driveway. The fenced backyard reveals an inground pool, a large pool house, and a generously sized yard a perfect gathering space for friends and family in your private oasis. Updates include New Vinyl siding and front steps (May 2020), a pool liner (2015), new oil tank, chimney cap (2020), a refrigerator (2021), and some gutter replacement (2020 and 2023) Set in a great commuter location with proximity to I-84 and I-87. A short drive to the Newburgh WaterFront to enjoy the brewery and local restaurants. Close to Angry Orchards, Minnawaska State Park, Mohonk Mtn. House, many local wineries, including City Winery and breweries & Legoland are just a few of our local attractions.
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Our Executive Mortgage Banker:
Our Insurance Division:
$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.623% |
Monthly Tax Payment | $767 | $767 | $767 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,614 | $2,579 | $3,353 |
Total Monthly Payment | $3,456 | $3,421 | $4,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.