Under contract-accepting backup offers. Welcome to your coastal sanctuary! Nestled within the highly sought-after neighborhood of Bay Colony, This captivating property offers an irresistible blend of comfortable living and waterfront serenity. Bursting with distinctive features, this home is sure to captivate your heart and soul. Step inside and be embraced by the essence of coastal living. The bonus room, thoughtfully transformed into your personal nautical bar, invites endless moments of relaxation and socializing. Whether you're concocting refreshing drinks or soaking in the beautiful views, this space exudes coastal charm and character.
You will discover a thoughtfully designed layout featuring a split floor plan, ensuring optimal privacy and functionality. The home boasts two generously sized bedrooms, each offering ample space and comfort for residents and guests alike. The bonus room, currently the bar, could easily be converted to a 3rd bedroom or office. Outside, your private oasis awaits. Take a refreshing dip in the beautiful heated pool, complete with an electric heat pump for optimal temperature control. Lounge on the paver pool deck, rinse off in the outdoor shower, or gather around the fire pit for cozy evenings under the stars. Extend your living space with the expansive paver patio, perfect for alfresco dining or simply soaking up the sunshine. The wood dock, equipped with a 6, 000lb boat lift, offers easy access to the waterways, while the sea wall provides peace of mind. Privacy is paramount with the lush landscape and nautical decor, complemented by a privacy fence surrounding the property.
Complementing its functionality, this property features a fenced-in parking spot perfect for a boat or work trailer. Adding to its allure, a substantial 12x30 shed stands as a versatile asset. Step onto the front porch of the "boat house" themed shed and explore its endless possibilities. Whether you envision it as a workshop, she-shed, man cave, or office space, this charming retreat invites you to unleash your creativity amidst its maritime-inspired ambiance. Conveniently located near I-75 and I-275, commuting to nearby cities is a breeze, while still enjoying the tranquility of waterfront living. With excellent fishing opportunities in Terra Ceia Bay and Miguel Bay, as well as easy access to popular waterfront restaurants like Riverhouse, Pier 22, and Whiskey Joe’s by boat, the possibilities for adventure are endless. No HOA restrictions mean you can enjoy your property to the fullest, with the option to enhance your experience through the civic association's amenities such as boat ramps, dog parks, and docks. Don't miss out on the opportunity to own this coastal gem. Schedule your showing today and start living the waterfront lifestyle you've always dreamed of!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $672,000 | $672,000 | $672,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 6.851% | 6.915% |
Monthly Tax Payment | $392 | $392 | $392 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,527 | $4,359 | $5,947 |
Total Monthly Payment | $5,011 | $4,843 | $6,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.