25 West 13th Street #1KN Street on the 2nd floor
Location, Location, Location, Prime Village Lower Fifth Avenue Sunny North facing studio in good condition. Large Studio facing wide street separate kitchen with full size appliances full bathroom. The living room is very specious with northern light and great street views . The apartment features great closets, great light, hardwood floors and quiet. This apartment is located in a great co-op that allows parents buying it for kids, co purchasing or a trust fund buying the apartment.
The maintenance is super low per month. This is like buying a con-do for the price of a co-op. The best value for money in this market. Financially the building is in great shape. The building features: Beautiful landscaped Garden, 24 hour doorman, Central Laundry with washer and dryer, bike storage for free, additional storage for a small fee and a parking garage in the building. Very close to everything including all the schools like NYU, Cardozo and New School.
with right mortgage and tax deductions this apartment can cost you less than $2500 per month. Call me on my cell to get more info.
There is currently a Special assessment $3. 11 par share Ends on 12/31/2024.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,183 | $2,127 | $2,700 |
Total Monthly Payment | $2,258 | $2,202 | $2,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.