This luxuriously updated Points West Condominium has it all! Points West resides in the waterfront community of Punta Gorda Isles in the historic city of Punta Gorda. The views of Charlotte Harbor are spectacular from this 3 bedroom, 2 bath, middle floor corner unit. You actually feel like you’re on the bow of an ocean-going ship when sitting in your lanai, enjoying the passing dolphins, soaring birds and year-round magnificent sunsets due to its true west orientation. This condo has an assigned private, enclosed, garage with loft storage. The kitchen and bathrooms are newly remodeled with several upgrades. Custom Showplace Shaker-style solid wood cabinetry with soft-close doors and pull-out drawers are beautifully completed with Cambria quartz Brittanicca Gold Luxury Series countertops and backsplash. The flooring, excluding the bedrooms, is porcelain tile. There is porcelain tile throughout with the bedrooms featuring new, imported, Italian porcelain. Custom transition tile joins the bedrooms with the living space. There are custom, motorized, Hunter Douglas window treatments throughout with Power Vue remote operation. The primary and secondary bedrooms feature custom closets. There’s a whole-house water filtration system with an electronic descaler. The lanai has screens, sunscreens and enclosures to provide shade and protection from all but hurricane force wind (the 16’ wide impact resistant lanai doors provide protection in the worst conditions). The appliances are upscale with Samsung, Bosch, and Maytag brands. The Venstar Colortouch WiFi thermostat with humidity management provides the ability to monitor and control remotely. The Trane air conditioner was installed in 2018. A Ring doorbell rounds out the list. The community offers a large heated pool, tennis and pickleball, clubhouse, and a kayak launch area with storage. Check out the attached Features List for more specific details as to age, and appliance-specific brand, etc. ). This unit is available partially furnished.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $35 | $35 | $35 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,160 | $3,079 | $3,909 |
Total Monthly Payment | $3,287 | $3,206 | $4,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.