Significant price reduction making it easy to transform this villa into a piece of Florida that is perfect for you! This single floor villa is in the desirable 55 plus community of Heritage Village West. Presently it is a one bedroom 2 bath villa, quickly and easily for your guests or a roommate it converts to a true 2 bedroom. Just slide out the hidden accordion divider ( pictured in photos ) from the pocket wall. Open floor plan, living room dining room combo. Two closed-in lanai's. Large kitchen with a large separate laundry room. There is a storage room off of the master bedroom. This villa is steps to the swimming pool and the designated parking is directly outside of the unit. The entire villa has just been painted, and looks great, some new lighting fixtures have created a light and airy open floorpan.
Close to the beaches of Anna Maria, shopping, hospital, and Drs offices. Make this your personal residence, or a great winter residence/second home.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,036 | $1,010 | $1,281 |
Total Monthly Payment | $1,394 | $1,368 | $1,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.