Welcome to your charming village oasis at 184 Terrace Hill Road, just steps from Hardwick's Main Street! This impeccably renovated home boasts stone paths, perennial gardens, and water features for a serene atmosphere, while the new standing seam roof, siding, and gutters make maintenance a breeze. Inside, an open floor plan is perfect for entertaining. The fully updated kitchen features custom woodwork, stainless appliances, and a large island with seating, while the dedicated dining area is highlighted by a fantastic light fixture. 3 heat sources, including a pellet stove, keep you cozy, and recessed lighting provides ambiance. Central vac makes clean-up simple! Down the hall, you’ll find three bedrooms with ample closet space, and the shared bath boasts tile work around the tub and shower stall. The lower level is a haven for relaxation, with an enormous family room featuring a gas fireplace and built-in shelving, as well as a half bath and laundry room. An attached two-car garage includes space for a workshop, with one bay currently serving as a finished music room. Outside, the covered porch is perfect for enjoying the surroundings with direct propane hookup for your grill. There’s room for outdoor gear storage below, or use the nearby powered shed. The driveway has been freshly paved and sealed. This modern, move-in ready gem has all the amenities you could desire, both inside and nearby in the heart of Hardwick. Don’t miss this opportunity for luxury living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,068 | $2,015 | $2,600 |
Total Monthly Payment | $2,489 | $2,436 | $3,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.