Slice of Paradise on Little Lake Kerr on 4. 28 Acres with 464' of lakefront and dock! Truly, a one of kind property for Salt Springs with paved road access and close to everything! Arriving at the property you will find a gated and fenced property, welcoming you into the canopy of large oaks, magnolias, palms, fruit trees and more. The 10'x20' covered front wood porch deck overlooks beautiful lake sunsets and welcomes you into the spacious living room with vaulted ceiling and Florida Limestone wood burning fireplace(updated LVP flooring in 2019). Original home was built in 1948 and over the years has been updated to include 4 bedrooms, 2 bathrooms and 2325 square feet of living square feet under heat and air. Main bedroom is located upstairs and is spacious at 25. 5'x15. 5' with bathroom including steel tub, tile surround and huge closet. 3 guest bedrooms are cozy in size and located downstairs. Just off the living room is spacious sitting room with Florida Limestone wall, lots of windows providing natural light and full bathroom with tile shower surround. Kitchen is perfect size for a couple chefs to prepare their favorite meals, huge pantry and dining area to relax and enjoy with family and friends. Home includes 3 HVAC units for maximum comfort(newest unit was installed in 2021). Outside is a 24'x24' barn-like garage/workshop which includes power, water and outdoor shower. Property provides lots of privacy with canals on North and South side of the property.
Located in the heart of the Ocala National Forest w/ beautiful Salt Springs swim area, boat launch and short ride to Lake George and the St. Johns River. Salt Springs is also home to miles and miles of ATV/SxS, Horseback and hiking Florida Scenic trails. Great fishing year round in the many lakes, rivers and forest ponds, and don't forget about the excellent hunting too. Close to local shopping including grocery store, Dollar General, hardware, gas station, great restaurants, entertainment and more. Only short 30 minute drive to Ocala or Palatka for all your needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$769,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $615,200 | $615,200 | $615,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $575 | $575 | $575 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,197 | $4,145 | $5,275 |
Total Monthly Payment | $4,864 | $4,812 | $5,942 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.