Charming center colonial located in the historic Park Hill section. This beautiful house offers a perfect blend of classic design as well as modern amenities. Upon pulling up to the property, you'll be greeted by a long driveway featuring a two-car garage. Step into the backyard and prepare to be amazed. The three-layered outdoor space is simply breathtaking. The first level boasts a well-manicured lawn area ideal for gatherings. Just beyond that, you'll find a lovely patio, perfect for arranging your favorite outdoor furniture while enjoying the sun. And if you're a grill master, you'll love the dedicated grill area complete with a sink. Upon entering the house, you'll discover an abundance of features that will make you feel right at home. Crown molding that adds an elegant touch throughout, an all-season room leads out to a balcony where you can unwind . The main floor offers both functionality and style. An office space, living room featuring wood-burning fireplace, kitchen complete with a four-seater island. & for formal occasions, a separate dining room awaits. Upstairs on the second floor, you'll find 3 bedrooms. The main bathroom boasts a luxurious Jacuzzi tub. The primary bedroom is truly an oasis, complete with its own en-suite bathroom featuring a soaker tub and shower. Plus 2 large closets. Need more space? Head up to the finished attic area, which offers a versatile open space perfect for a playroom, den, or home office. But wait, there's more! The basement has been fully finished to provide additional living space. You'll find a gym area, access to the laundry area, garage, an extra bedroom, a cozy sitting area, and convenient kitchenette. This adds an incredible 800 square feet of additional living space to the already impressive size of this home. 11 Ridge Road is not just a house; it's a place filled with love.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,179 | $1,179 | $1,179 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,557 | $4,929 | $6,620 |
Total Monthly Payment | $5,828 | $6,200 | $7,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.