Located within walking distance (2 blocks) to the beach, is a very well kept single family house perfect for any family. The home offers three bedrooms that are located on the top floor, and allows for lots of natural light in each room. The master bedroom can accommodate a king sized bed, and is located towards the front of the home overlooking the quiet street. The second bedroom can fit a king bed with room to spare. The third bedroom can host a queen size bed without worry. On this top floor is also a full bathroom. The main floor is where the family will spend most of their time, and its right off the very spacious kitchen that leads out to the backyard. The kitchen has lots of cabinets for storage, granite counters, and has room enough to dining table. The washer/dryer is located right near the kitchen. The backyard is very spacious, and a great area to entertain guests and create memorable moments with family. Home comes with solar panels already installed, saving on electric costs.
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Our Executive Mortgage Banker:
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$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,832 | $2,760 | $3,501 |
Total Monthly Payment | $2,924 | $2,852 | $3,593 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.