107 Sea Horse DRIVE SE, #B, St. Petersburg, FL, 33705 | $295,000

**ATTENTION HOMEBUYERS** NOW OFFERING A 1% INTEREST RATE REDUCTION FOR THE FIRST 12 MONTHS AT NO COST TO BUYER WHEN USING PREFERRED LENDER! ** INQUIRE WITH YOUR AGENT OR LISTING AGENT FOR DETAILS. ** Ready for easy condo living 10 minutes from bustling downtown St. Petersburg and only 15 minutes to beautiful St. Pete beach? Waterside at Coquina Key North is the perfect place to call home whether it's for vacation or full-time living. This gorgeous 1-bedroom, 1-bath, lower level condo with bonus room (outfitted with a stylish queen-size murphy bed) is sure to WOW you! It's been beautifully renovated with luxury vinyl flooring throughout (2018), stainless steel appliances (2019), updated electrical panel (2018) and comes FULLY-FURNISHED for an easy move or immediate rental. Unit can also be sold without furnishings. Energy-efficient tankless hot water heater (2019) is tucked out of sight in the kitchen cabinetry. The complex allows for rentals less than 30-days, 4X a year, no restrictions on rentals over 30 days and no required ownership period prior to renting. It's a pet-friendly community with no weight limit on dogs (inquire for breed restrictions). Enjoy walking your dog or taking a stroll around the acres of land whether it be at the lake for sunrise or along Big Bayou at sunset where manatee, dolphin, rays and boats will casually pass you by. The gated 300 sq ft paver patio has a tropical ambience with lots of privacy and this lakeside unit has a desirable location close to the clubhouse/pool/fitness ctr/laundry. Amenities abound including: secure gated entry, clubhouse w/pool table and kitchen, newly renovated fitness center, tennis/pickleball court, resort-style pool, sauna, dog park, two kayak/paddleboard drop-in areas and on-site laundry. Available extras with fees/private rental include: kayak/bike storage, boat slips, garages, and carports. Northside residents also enjoy unrestricted use of all the amenities at our sister community, Waterside at Coquina Key South (only five minutes away), including basketball and volleyball courts, multiple clubhouses-one waterside with a yacht club pub, two pools, a hot tub, large fitness center, basketball court and shuffleboard. Both communities have vibrant social committees; so there are plenty of opportunities to meet your friendly neighbors (see event schedule in photos). Enjoy everything downtown St Petersburg has to offer including Rays and Rowdies games, dining and nightclubs, museums including The Dali and The James to name a few, St Pete Pier, Vinoy Park and more. The $575/mth condo fee includes high-speed internet, an expansive cable tv package, water, sewer, trash, escrow reserves fund, flood insurance, 24-hr virtual guard gate, all common area maintenance including exterior building maintenance (new roofs were done approx. 2020/21) and recreational amenities. Impeccably maintained and offered with a one-year home warranty for buyer peace of mind, low power bill about $75/month. A two-person fishing kayak is included in the sale to start enjoying that salt life! The complex is already Fannie Mae approved, has no anticipated assessments and well-funded reserves. Inquire with your Realtor for full list of upgrades. Schedule your private showing today!

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Gated, Laundry, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Security, Tennis Court(s)
  • Rooms: 5
  • Bedrooms: 1
  • Baths: 1 full
  • Laundry: None
  • Complex: WATERSIDE AT COQUINA KEY NORTH
  • Year Built: 1979
  • Approx Sq. Feet: 717
  • Acreage: 25.79
  • Est. Taxes: $2,236
  • Condo Fee: $575 Monthly
  • Lot Desc: Cleared, FloodZone, Level, Sidewalk
  • View: Pool, Water
  • Elem. School: Lakewood Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Lakewood High-PN
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit
  • Appliances: Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: U8229270
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/U8229270/107seahorsedrivese_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2024 10:32:09 AM)
Listing courtesy of RE/MAX ALL STAR   Phone: 727-391-9599

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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107 Sea Horse DRIVE SE, #B, St. Petersburg, FL, 33705

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.133% 6.256%
Monthly Tax Payment $186 $186 $186
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,610 $1,569 $1,990
Total Monthly Payment $1,871 $1,830 $2,251

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.