Welcome to your dream retirement oasis at Lakeside Hills Estates, a highly sought-after 55+ community in North Lakeland with NO LOT RENT - YOU OWN THE LAND. Step into comfort & convenience in this 2-bedroom, 2-bathroom boasting an array of modern upgrades. As you enter, you'll be greeted into the kitchen, complete with bright cabinetry, stainless steel appliances, complimented by new double-pane windows (complete with custom window shades) & doors throughout the home that flood the space with natural light. Marvel at the newly installed LVP flooring with a sturdy subflooring that promises safety & durability. Also, within your new kitchen, you have bar seating for 3, or a dining space which comfortably seats 6. Stepping down into your spacious 23x11 Florida room, you can enjoy the windows open with breezes flowing in from gorgeous Lake Gibson, just a stone's throw away, OR with the NEW A/C and ductwork you can sit comfortably in the air conditioning on the warm Summer days. Moving forward into the living room, a great space to sit and relax or visit with friends and family. Down the hallway, you have the guest bathroom, 2 linen closets, the primary and secondary bedrooms. Within the primary bedroom, you have your own entry/exit door which leads to a serene view of a pond, surrounded by trees. This is a great space to sit and have your morning & evening beverages of choice, while enjoying the outdoors. Not a fan of the COMPLETE outdoors, but still like to get your fresh air? No worries, this home features a screened patio area, for you to sit in shaded comfort, knowing the insects can't make their way to you. Living within Lakeside Hills Estates, you realize this isn't "just a community"; it's a lifestyle. Designed exclusively for the 55+ residents, it offers a vibrant array of activities to suit every taste. From pool parties to karaoke nights, aerobics to pancake breakfasts, and even travel groups for the adventurous souls, there's never a dull moment. With the LOW HOA fee of $282 per month, rest assured your cable, high-speed internet, lawn mowing, and maintenance of all common areas - including the clubhouse, heated pool and hot tub are taken care of- your worries are left at the door. Call today for a private tour of this home. NOTE: NEW A/C, DUCTWORK, WINDOWS, WINDOW TREATMENTS, DOORS, KITCHEN APPLIANCES, FLOORING, SUBFLOORING, HOT WATER HEATER, NEWER ROOF
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $114,400 | $114,400 | $114,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $39 | $39 | $39 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $780 | $771 | $981 |
Total Monthly Payment | $894 | $885 | $1,095 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.