Like New Condition, thoughtfully designed home with modern amenities and a comfortable layout. Ledyard Bank has a 5% down-payment program for mortgage for mobile homes. The fenced yard, covered deck, and additional shed with electrical outlets provide extra convenience and outdoor living space. Excellent condition aspects make this home move in ready. Large open kitchen, dining and living room. Kitchen has light Hickory cabinets with extra storage, a great island that has pull outs in the cupboards. Long coffee counter with additional storage. Large pantry near the washer and dryer for even more storage. Beautiful trim throughout the home, adding to its overall beauty. Large primary bedroom with 2 closets, in-suite bath with walk in shower. 2 additional bedrooms with shared bath at the other end of the home. Comes with all appliances, fenced in small yard, covered deck, shed with electric outlets and lighting over work bench. Nice size lot on a dead end street, 1 owner home in new condition. Park rent is $500 per month, one month rent as deposit at closing.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $868 | $845 | $1,091 |
Total Monthly Payment | $1,228 | $1,205 | $1,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.