Cold Spring Harbor Schools. Wonderful opportunity to own this charming New England style expanded Cape. Move right in and enjoy the many updates since 2020 including new eat-in kitchen, 3 new bathrooms, built-ins/cabinetry in laundry/mudroom & living room. Gorgeous refinished hardwood floors. Primary ensuite bedroom on main floor w/walk in closet, 3 generous bedrooms upstairs share a full hall bathroom. Full unfinished basement offers potential. Gas heat & cooking. The property boasts a flat . 68 acres, native & mature plantings, new paver stone patio, and fenced backyard which provides privacy and room for entertaining. This property is in both the Inc. Village of Lloyd Harbor and Huntington and straddles both CSH and Huntington School Districts the new owner will choose which school district. Lloyd Harbor Village Park (beach, tennis, camp, boating). Close to village, park, restaurants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $1,766 | $1,766 | $1,766 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,650 | $7,185 | $9,557 |
Total Monthly Payment | $8,541 | $9,076 | $11,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.