Presented byJohn Turco |
Under contract-accepting backup offers. RARE OPPORTUNITY: It's the ONLY ONE available in Vista Lakes at Bailey's Bluff community! FLOOD INSURANCE IS NOT REQUIRED!
A fantastic VILLA in the sought-after Vista Lakes Community. Imagine waking up to the FLORIDA SUNSHINE STREAMING FROM THE WINDOWS of this 3 BEDROOMS, 2 BATHROOM gem. Built in 2017, it's been lovingly cared for by the ORIGINAL OWNER, who spared no expense in adding all the extras as noticed from the moment you enter through the front door.
Step inside, and you'll find an OPEN-CONCEPT LAYOUT that flows seamlessly from the spacious living room to the dining area and kitchen. Check out the beautiful SCRATCH FREE, DENT FREE TILE FLOORING. The kitchen offers a center island, newer appliances, and don't forget the PANTRY. And guess what? The whole house has a WATER SOFTNER AND FILTERATION SYSTEM, no more hard water concerns! The MASTER BEDROOM, conveniently located off the living room, boasts an ENSUITE BATHROOM with DOUBLE SINK and WALK-IN CLOSET. The 2 additional BEDROOMS, both GOOD-SIZED, are thoughtfully separated by a bathroom. Plus, the DOUBLE PANE WINDOWS ensure both ENERGY EFFICIENCY and a PEACEFUL AMBIANCE throughout the space.
When you need fresh air, head out to the front porch or the SCREENED IN LANAI. Picture yourself sipping coffee or enjoying a good book while surrounded by nature. Yes, NO NEIGHBORS in the front or the back as the villa faces and backs up to a PEACEFUL NATURE PRESERVE. Did I mention FLOOD INSURANCE IS NOT REQUIRED? That means $$$$SAVINGS$$$$ and this house also qualifies for 100% FINANCING WITHOUT PMI.
And let's talk location! Vista Lakes is a GATED COMMUNITY with perks like a playground and picnic area, all with a low monthly HOA. You're also minutes away from schools, parks (including a dog park), Anclote River Park which has a small beach, shopping, and dining. Only 22 miles from CLEARWATER BEACH, VOTED THE NO. 1 BEACH IN THE UNITED STATES. Clearwater Beach remains a coastal gem with its soft white sand, crystal-clear waters, and laid-back atmosphere. Whether you're a sun seeker, a beachcomber, or a sunset enthusiast, this beach has it all! ST. PETE-CLEARWATER INTERNATIONAL AIRPORT AND TAMPA INTERNATIONAL AIRPORT ARE UNDER 20 MILES AWAY.
Don't miss out on this rare opportunity! SCHEDULE A SHOWING TODAY AND MAKE THIS VILLA YOURS!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.210.8888
John.Turco@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,210 | $2,153 | $2,778 |
Total Monthly Payment | $2,416 | $2,359 | $2,984 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.