Discover refined elegance in the heart of Belle Terre with this stunning 4-bedroom, 2. 5-bath colonial residence. Nestled on over an acre of picturesque property, this home boasts timeless charm, modern amenities, and thoughtful design. As you enter, the foyer greets you and guides you through the multiple living areas, accentuating the classic appeal of the fireplace, creating a cozy atmosphere for gatherings. The spacious eat in kitchen has a seamless flow into the dining area, ideal for entertaining family and friends. With 4 bedrooms, including a master suite with an ensuite bath, this home offers comfort and privacy for every member of the household. A dedicated office or study on the first floor provides a quiet retreat for work or relaxation. Step outside to your own private oasis, complete with a refreshing swimming pool-a perfect spot for summer enjoyment and entertaining. Central air conditioning ensures year-round comfort. The outside entrance to the basement adds convenience and potential for additional living space or storage. Situated in the desirable Belle Terre community, this home combines tranquility with proximity to local amenities such as Port Jefferson Village shops & restaurants, the Port Jefferson Ferry, Port Jefferson Train Station, Stony Brook University, and Port Jefferson Harbor. Immerse yourself in the quintessential suburban lifestyle in this colonial masterpiece. Schedule a showing today and envision the possibilities of calling this Belle Terre gem your home.
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William Raveis Real Estate
Phone: 888.699.8876
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,999 | $799,999 | $799,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.851% | 6.664% |
Monthly Tax Payment | $1,749 | $1,749 | $1,749 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,861 | $5,189 | $6,969 |
Total Monthly Payment | $6,702 | $7,030 | $8,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.