One or more photo(s) has been virtually staged. Luxurious waterfront living awaits in this stunning Hernando Beach home! This 3-bed, 2 full baths, and 2 half baths residence boast a spacious 15 x 25 and 12 x 29 garage with room for three cars. Enjoy the entertainment flexibility of a theater room. Inside, Bahama shutters, wood floors, and high ceilings create a bright, airy atmosphere. The kitchen features a gas stove, stainless steel appliances, and a breakfast nook overlooking the water. A loft-like flex room on the third floor connects two guest bedrooms and a bathroom, opening to a balcony with wrought-iron touches for sunset enjoyment. Step outside to a screened lanai with stairs leading to a pool oasis surrounded by tropical landscaping. The saltwater pool, gas-powered fire pit, turf, and outdoor shower offer a perfect retreat. An aluminum fence encloses the deck leading to the 124-foot seawall and vinyl dock. The adjacent property, included in the purchase, is fully fenced with a vinyl privacy fence, already subdivided into two parcels. Located on a cul-de-sac, minutes away from the Gulf of Mexico, indulge in endless sun-filled activities like boating, kayaking, paddleboarding, snorkeling, and fishing. Your waterfront paradise awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 6.851% | 6.915% |
Monthly Tax Payment | $827 | $827 | $827 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,737 | $6,486 | $8,849 |
Total Monthly Payment | $7,689 | $7,438 | $9,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.