Presented byAgota Perry Hill |
I might be biased, but this is the best Intracoastal home in the best community, Porpoise Point (yes, it's my house). The entire home has been updated, everything is new! Walk to the beach, too and the happening Vilano Beach Town Center. Mere seconds to the ocean by boat. Deep water access! Walk in and be transformed with the views, the top-of-the-line finishes and every creature comfort provided for. See list of improvements! Beauty and security. Solid wood floors, tumbled travertine floors and tiled floors (no carpet here!). Impact windows and doors for low insurance, noise reduction, and security. Yes, there is a full security system with cameras (one that you can zoom to downtown St. Augustine!). I know you need gas cooking, so I did that, too along with a whole house generator. New Dock with 16K lb. lift (perfect for my kayaks ---smile), water and electricity, along with a bulkhead to enjoy fishing, views and great breezes. The ''pond'' area is great for bait fish. Solid wood staircase with custom aluminum railings greet you. The custom aluminum railings are on all the balconies and decks, too. Full length upper and lower decks for plenty of room for entertaining and relaxing as well as a sundeck, too. Two-person hot tub conveys with the home (there's also a jetted tub in the primary bathroom). 10' ceilings throughout. Extra large 2-car garage could be converted to a 3rd garage if needed. Room for an elevator and small pool (request the quotes I have for both). No home is complete without a great kitchen. Fisher & Paykel appliances (because I love their dishwasher drawers), granite countertops and backsplash, built-in wine storage and large kitchen island for great views of the sunset. Contemporary lighting throughout the home. The downstairs family room has a wet bar and masonry wood-burning fireplace. The "workout" room could be a 4th bedroom (no closet), if needed. 3 of the 4 bedrooms (if you count the workout room) have great views. The 4th one is where you put your guests (again, I'm joking), but it does have a private balcony and a walk-in closet. Primary bedroom is large with access to the back deck, hot tub and great views! The bathroom has double sinks, large shower and jetted tub. Primary suite has 2 walk-in closets with 3rd level pulldowns to maximize space. The living room showcases a contemporary gas fireplace but you can convert it back to wood-burning if desired. Enjoy great entertainment with surround sound speakers. The open plan from the kitchen to the dining to the living room lets everyone enjoy the views and each other! I really can't wait to show you this home and watch you smile. Yes, my friends and neighbors are angry with me, but your new neighbors and friends will love this home, too. We know and socialize with our neighbors through quarterly socials. Come visit, then move here!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,996,000 | $1,996,000 | $1,996,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
Monthly Tax Payment | $515 | $515 | $515 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $13,447 | $13,112 | $17,663 |
Total Monthly Payment | $14,087 | $13,752 | $18,303 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.