Expanded split located in the blue-ribbon Elwood sd which was ranked, in 2022 in the top 10% of school districts in NY state. Situated on a quiet mid-block location and a short distance to shopping, busses and parkways. A 4 b/r and 2. 5 baths extended split with desirable open floor plan, neutral decor, raised panel doors & crown molding. Custom kit with tons of cabinets, S/S appl (7 yrs old) and granite c-tops which are 2/3 yrs old. D/R with sliders to multilevel wood decking and 18. 5 x12 roofed over patio; great for parties! The 4th br was added on in 1973 and has its own ensuite with tub and 2 closets; great for mom. The vinyl windows are 3 years old. Hw floors throughout; no carpeting. The main bathroom upstairs was redone 3 yrs ago and has a dual entry into primary b/r. Cozy & private den with wood look laminate flooring and a door leading to the garage and to the backyard. The 1/2 bath has a pedestal sink. 150-amp service. In-ground sprinklers. 1 car garage with 4 yr old gar doors and an elec gar door opener with remote. Enjoy a fully fenced yd and ample sized storage shed. New gutters in 2023. Front loader w/d are 4 yrs old. Part bsmt with ose, ceramic tile flooring, bar sink and cabinets. Maint free brick and vinyl siding. Taxes with basic Star are $11, 819. 10. A lot of house for the money in a great school district and desirable neighborhood.
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $1,079 | $1,079 | $1,079 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,542 | $3,451 | $4,452 |
Total Monthly Payment | $4,713 | $4,622 | $5,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.