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8198 Terrace Garden DRIVE N, #409, St. Petersburg, FL, 33709 | $200,000
One or more photo(s) has been virtually staged. Here it is a spacious condo in the popular Radcliffe building. This condo is one of the largest on the Five Towns property with great views of the Bayou. This home is light and bright and so quiet and private. This is one of the few buildings with a locked lobby for extra security. You enter the door into a nice foyer which includes a coat closet for extra storage. The Living Room and Dining Room combination is large and so versatile. Off the Dining Room is the kitchen with great light. The large Laundry room/pantry is next to the kitchen. This room can serve so many purposes from a workshop, craft room and pantry. Off the kitchen is a light and bright den or can be a breakfast area. This room overlooks the porch and has a large window. The primary bedroom and second bedroom are very large and can accommodate alot of furniture. The Primary bedroom also has a very roomy walk in closet and the bathroom is ensuite. There are plantation shutters on the windows and storm shutters on the back of the condo. The community of Five Towns has so much to offer with 6 pools, tennis courts, clubs, events and so many activities to choose from. The grounds are beautiful and have ponds and sidewalks for great walks or biking. Come and see what everyone is talking about. The Radcliffe building in the Five Towns community are close to shopping, restaurants, minutes to the beach and entertainment.
Features
- Elevator: Y
- Heating: Central, Natural Gas
- Cooling: Central Air
- Levels: 5
- Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Lobby Key Required, Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Complex: TERRACE PARK OF FIVE TOWNS
- Year Built: 1985
- Approx Sq. Feet: 1,440
- Acreage: 5.34
- Est. Taxes: $756
- Condo Fee: $797 Monthly
- Adult Communities: Yes
- Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
- Appliances: Dishwasher, Disposal, Dryer, Ice Maker, Range Hood, Refrigerator, Washer
- MLS#: U8229464
- Days on Market: 98 days
- Website: https://www.raveis.com
/prop/U8229464/8198terracegardendriven_stpetersburg_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8198 Terrace Garden DRIVE N, #409, St. Petersburg, FL, 33709
$200,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $160,000 | $160,000 | $160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
| Monthly Tax Payment | $63 | $63 | $63 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,091 | $1,078 | $1,372 |
| Total Monthly Payment | $1,229 | $1,216 | $1,510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388