31 Island WAY, #509, Clearwater, FL, 33767 | $369,000

Indulge in the serenity of DIRECT WATER and SUNSET VIEWS from this FULLY FURNISHED, meticulously updated condo. Step onto engineered bamboo flooring and be greeted by HURRICAINE-RATED pocket slider doors, creating seamless indoor-outdoor living. ELECTRIC living room shades add a touch of modern convenience, while the redesigned and open GRANITE kitchen, with updated appliances, ensures both functionality and style. The allure of this home extends to the updated showers and bathrooms, completing a move-in ready haven. Revel in BREATHTAKING VIEWS of the intercoastal Clearwater Beach and the Gulf of Mexico from the living room, bedroom, and even the guest room. The condo's tasteful decor and furnishings leave nothing to be desired, offering a turnkey escape minus some owner décor items and art. Embrace a stress-free lifestyle in this resort-style Co-op building, with an array of amenities at your fingertips. The Horizon House features a geo-thermal heated swimming pool, lounger chairs, grills with an outdoor dining area, a fishing pier, sun deck, shuffleboard, and optional extras such as boat slips, bike parking, covered car parking, and kayak storage. Inside, the secure lobby has been updated with a new Fob and security system, leading to a redesigned fitness room, library, recreation room, and more. Each floor features free laundry and convenient inside storage. The inclusive nature of living here COVERS ALL ESSENTIALS, from Electricity, Hotwater, AC, and Water to Cable and Internet. Enjoy PEACE OF MIND with all building maintenance, onsite property manager, pool and grounds upkeep, and building insurance covered. Location, location, location and The Horizon House is ideally situated within Island Estates—a self-contained waterfront community with a range of conveniences, including banking, shops, a nail salon, coffee shop, UPS store, and restaurants. Just steps away from Island Way Grill, Publix grocery store, Clearwater Marine Aquarium and less than 1 mile walk to Clearwater Beach! Come live on the Island! Come Live the lifestyle!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area, Other
  • Complex: HORIZON HOUSE CO-OP
  • Year Built: 1962
  • Approx Sq. Feet: 1,295
  • Acreage: 2.81
  • Est. Taxes: $5,049
  • Condo Fee: $1,275 Monthly
  • View: City, Water
  • Pet Policy: No
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: U8229295
  • Days on Market: 112 days
  • Website: https://www.raveis.com
    /prop/U8229295/31islandway_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2024 8:47:11 PM)
Listing courtesy of Coastal Properties Group   Phone: 727-493-1555

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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31 Island WAY, #509, Clearwater, FL, 33767

$369,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $421 $421 $421
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,039 $1,962 $2,531
Total Monthly Payment $2,535 $2,458 $3,027

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.