The Lofts at Pleasant & Main quietly overlook one of Livingston Manor's most bustling corners. Now available as an annual rental is Unit 6, a 1-bedroom off-street apartment with extra privacy. The apartment is accessed at street level as a second floor walkup and is nestled among five other renovated units. Unit 6 features original hardwood floors, large windows, kitchen and full bathroom with a tub/shower. A long, sunny living room divides the bedroom and kitchen with ample space for lounging, working and entertaining. Included in the monthly rent are: heat, garbage, water, sewer and a common space laundry facility on the same floor. Limited street parking is available, along with the municipal parking lot across the street. Electric and internet are the responsibility of the tenant. These units, along with the entire building, have benefited from recent updates to practical elements, such as a new wraparound sidewalk, new roof, new plumbing, heating, and electrical systems, new windows and new insulation for high energy efficiency. The new heating system features eco-radiant panel hot water radiators throughout the building. The building also received a new brick facade, which is a key update both structurally as well as aesthetically. In addition to a thriving Main Street, Pleasant & Main is a community within itself. Originally an A&P grocer from the 1940's, the ground floor is home to The Walk In / Stumble Out, Long Weekend, Ba & Me, Jitterbug, One Grand Books, and is soon to feature a floral design company and vintage clothing space. With such a shortage of rental properties on the market, the Lofts at Pleasant & Main are a particularly compelling opportunity not only in the quality of the building's recent renovation but also the building's location. Within just a few walkable blocks, tenants have access to several restaurants and bars, specialty shops and markets, a full grocery store, wine shop, art gallery, library, hardware store, post office, hiking, a local swimming hole and fishing on the Willowemoc Creek, a Pilates studio, and even a bus stop that takes you to New York City's Port Authority. A short drive will expand your Upstate world even further in towns such as Callicoon, North Branch, Callicoon Center, Narrowsburg and Roscoe, and of course, the Catskill Mountains for year round outdoor adventuring.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,600 | $1,600 | $1,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $11 | $11 | $14 |
Total Monthly Payment | $86 | $86 | $89 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.