Absolutely idyllic swiss chalet in the Spruce Lake Estates community of Wilmington, with shared lake access, a beach area, tennis court, and more. This lovely home sits just outside the village of Wilmington for shopping and dining, as well as near to the Mount Snow ski resort, and the nearby larger lakes. The owners have updated and maintained the home since the 80s and are moving on to the next chapter, allowing a new owner to make just as many great memories. Inside the home you will find true post and beam construction with beautiful open spaces. There is a vaulted living room with scandanavian fireplace that throws great heat, tremendous natural light thanks to many windows, a large open kitchen and dining area also vaulted, a main floor primary bedroom with walk-in closet and full bath, a good sized guest bedroom and bath upstairs, as well as large loft for overflow sleeping or entertainment space, two lower level guest bedrooms, a third full bath, large entry mudroom area with coat closets and laundry room with second fridge and extra owner storage, outdoor brick entry, firewood shed, garden shed, wraparound deck for outdoor enjoyment, and a lovely private lot with stream adjacent to the home. This home is lovely and turn key, but could also be updated for tremendous rentability and equity growth. Being offered furnished less decor and personal items. Seller is moving abroad so would like to close late fall. One lower bedroom does not have legal egress.
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William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,178 | $2,151 | $2,737 |
Total Monthly Payment | $2,677 | $2,650 | $3,236 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.