Under contract-accepting backup offers. ZERO DOWN, 5. 5% (APR 6. 139%) FIXED RATE 30 YR USDA FINANCING! ALL CLOSING COSTS PAID. UNDER $1800 TOTAL TO MOVE IN. $20, 000. 00 IN SELLER CONCESSIONS CAN BE USED ON ALL FINANCING TYPES! Look at the living space in this amazing 6 bed/3 bath home in The Lakes in Lake Alfred. Located just minutes from public access to the skiable Lake Rochelle, this 2-story home is ideal for those needing lots of bedrooms. The grand foyer greets you at the entryway and is flanked by formal Living and Dining rooms that provide flex space to suit your needs. Step thru to the Gourmet Kitchen that features impressive 42” cabinets and a large breakfast bar. The Kitchen opens to the MASSIVE family room creating the perfect setup for entertaining while staying connected. The first floor Master Bedroom Suite can easily accommodate king sized furniture and the attached Master Bathroom is a spa escape with large jetted tub, dual vanities, separate glassed shower and a HUGE walk-in closet. A Guest Room and Full Bath nearby are also located on the main floor. The utility room with space for full sized machines and extra storage cabinets. Up the stairs you will find 4 generously sized bedrooms, 2 of which have walk-in closets, and another full bath. PLUS wait until you see the HUGE bonus Loft. So much space to use as you see fit and it is ready for a wet bar. There is also a large Covered and Screened Lanai to enjoy the great outdoors. Nearby you will find access to nature hiking trails, parks, downtown Lake Alfred and lake access is so close. BRAND NEW ROOF (2003). FRESH SHERWIN WILLIAMS SUPER PAINT IN AND OUT. NEW LUXURY VINYL FLOORING IN LOFT! HURRY, IT ONLY TAKES ONE TO REMOVE THIS SUPER SIZED, BARGAIN PRICED, $20, 000 IN SELLER FINANCING CONCESSIONS, ZERO DOWN, BELOW MARKET 30YR FIXED INTEREST RATE HOME, WITH NEW 25K ROOF FROM THE MARKET.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $514 | $514 | $514 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,346 | $2,286 | $2,949 |
Total Monthly Payment | $2,935 | $2,875 | $3,538 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.